• Address: Fresno, CA 93707 (map)
• Date Posted: 09/30/09

I wanted to introduce myself and let you know that I am here to accommodate you and your clients for Financing on Residential Loans. Please feel free to get back to me if you would like me to get you more info as well as an Application Package. We are a local established Mortgage company based here in Fresno, CA and we are capable of closing loans as soon as 7-10 days.

Take a look at the Conv, 5/1 with a 10yr IO option.

Conforming, 680 credit score, cash out to 80%, 4.5% 2 pts. Loan Amount 200,000 = Monthly Payment of $750.00

Conforming, 660 Credit Score, R&T, 80% LTV, 4.25 1pts. . Loan Amount 200,000 = Monthly Payment of $708.00

Conforming, 660 Credit Score, R&T, 80% LTV, 4.25 2pts. . Loan Amount 200,000 = Monthly Payment of $708.00

The economy is rebounding, sell a brighter future for them in 5 yrs. Home values up, pay off debt, job stability back, then get into the 30 yr fixed.

ALSO AVAILABLE:

- MINIMUM 560 FICO for DU APPROVED or MANUAL loans
- Must provide income and credit for non-borrowing spouse:
** Husband and wife do not both need to be on the loan but the loan will not be approved unless
income and credit have been provided to the underwriter
** Non-borrowing spouse need not meet minimum FICO
- MAX DTI eligible for consideration is 60
- 3 year seasoning on foreclosure on ANY property
- 2 year seasoning on BK with excellent re-established credit

Thank you,

JULIE BECKER
LOAN OFFICER
TOPDOT MORTGAGE
CELL: 559-307-7898
EMAIL: oceanbreeze6209@gmail.com

WEBSITE: www.topdot.com